|
Schemes
|
Interest Rate (Normal)
|
Interest Rate (Special)
|
|
Hire Purchase
Commercial Vehicle New
Commercial Vehicle Old
Private Vehicle New
Private Vehicle Old
Other
|
15.00%
16.00%
15.00%
16.50%
17.00%
|
15.00%
16.00%
14.50%
16.00%
16.00%
|
|
Education Loan
|
15.00%
|
14.00%
|
|
Real State
|
-
|
15.00%
|
|
Residential Housing
|
14.50%
|
14.00%
|
|
House Construction
|
14.50%
|
14.00%
|
|
Agriculture Loan
|
15.50%
|
14.50%
|
|
Foreign employment
|
15.50%
|
15.00%
|
|
Consurtium Loan
|
-
|
13.00%
|
|
Business Loan
|
14.00%
|
13.00%
|
|
Industrial Loan
|
-
|
13.00%
|
|
Women entrepreneur loan
|
14.50%
|
14.00%
|
|
Margin lending loan
|
14.00%
|
13.00%
|
|
Deprive sector loan
|
15.00%
|
15.00%
|
|
Overdraft /trust receipt/working capital
|
14.50%
|
14.00%
|
|
SME loan
|
15.00%
|
14.00%
|
|
Hydropower loan
Personal loan
|
-
15.50%
|
13.00%
15.00%
|
|
FD loan
Loan on other bank's FD receipt
|
-
|
+2%
+4, or 15% which one will be highest.
|
|
Government Bond
|
-
|
+3 or 13% which one will be highest
|
|
Gold Loan
3 Months
6 Months
12 Months
|
15.00%
15.50%
16.00%
|
15.00%
15.50%
16.00%
|
|
Other loan
|
15.00%
|
15.00%
|
Note:
- Loan amount less than Rs. 5,00,000.00 is known as Normal.
- Loan amount more than Rs. 5,00,000.00 is known as Special.
|
Loan